Property Management and Real Estate - Prestige Properties http://www.myprestigeproperties.net Serving Desert Hot Springs, Palm Springs, Palm Desert, Cathedral City, Rancho Mirage, Indio and the entire low-desert community Thu, 28 Mar 2013 18:38:43 +0000 en-US hourly 1 http://wordpress.org/?v=3.4.1 For Sale http://www.myprestigeproperties.net/for-sale/?utm_source=rss&utm_medium=rss&utm_campaign=for-sale http://www.myprestigeproperties.net/for-sale/#comments Thu, 28 Mar 2013 18:37:52 +0000 admin http://myprestigeproperties.net/?p=345 Home for sale in Yucca Valley, CA 55,000 USD
56156 Onaga Trl This is a steal deal!!! A cozy 2 bedroom and 1 bathroom with a bonus room in a great location of Yucca Valley. Very close to schools, businesses, stores, etc… Great investment or for first time homebuyer. It has new carpet flooring. Fully fenced.

Listing Agent: NANETTE VICENCIO-DIZON

]]> http://www.myprestigeproperties.net/for-sale/feed/ 0 Newspaper Names Prestige In Top 3 Real-Estate Businesses http://www.myprestigeproperties.net/newspaper-names-prestige-in-top-3-real-estate-businesses/?utm_source=rss&utm_medium=rss&utm_campaign=newspaper-names-prestige-in-top-3-real-estate-businesses http://www.myprestigeproperties.net/newspaper-names-prestige-in-top-3-real-estate-businesses/#comments Thu, 29 Sep 2011 02:20:38 +0000 admin http://myprestigeproperties.net/?p=433 Congratulations to the staff at Prestige Properties for being named one of the top three real-estate businesses in the Hi-Desert Star’s 2011 Best of the Best Morongo Basin special edition!

We thank our clients in both our property management and real-estate sectors for helping us achieve such recognition in the community. We are honored to continue providing you only the best service in the Morongo Basin and look forward to many more successful years to come!

]]> http://www.myprestigeproperties.net/newspaper-names-prestige-in-top-3-real-estate-businesses/feed/ 0 10 Ways to Prepare for Homeownership http://www.myprestigeproperties.net/10-ways-to-prepare-for-homeownership/?utm_source=rss&utm_medium=rss&utm_campaign=10-ways-to-prepare-for-homeownership http://www.myprestigeproperties.net/10-ways-to-prepare-for-homeownership/#comments Sun, 28 Feb 2010 01:08:03 +0000 admin http://myprestigeproperties.net/?p=359 1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

2. Develop your home wish list. Then, prioritize the features on your list.

3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

4. Start saving.Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

5. Get your credit in order.Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

6. Determine your mortgage qualifications.How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.

7. Get preapproved. Organize all the documentation a lender will need to preapprove you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

8. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

9. Calculate the costs of homeownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

10. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.

[Realtor.org]

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